Credit Life Insurance | Credit Disability Insurance | Guaranteed Auto Protection (GAP) Insurance

Your finances should be in good standing even if something unfortunate happens to you. If you become disabled while covered by credit disability insurance, Credit Disability insurance may pay the covered monthly balance due on your finance or lease contract during the insurance term (up to specified limits).

To file a disability claim, hospitalization is not required. Coverage includes injuries that occur at work as well as outside of work.

How to apply
Ask for it at Toyota & Scion of Richardson when you finance or lease your vehicle.* We can incorporate the cost of this payment protection into your monthly payment. (Subject to Credit approval.)

To obtain a program brochure, please see Toyota & Scion of Richardson or call 1-800-GO-TOYOTA.

Important Details

• No physical exam is required to apply. However, as part of the application process, you will be asked to answer some health-related questions.
• Covered insurance benefits are payable, regardless of other insurance coverage you may have.
• Credit Disability payment protection is available only at the time you purchase your vehicle.

Credit Disability insurance is not available through Toyota Financial Services (TFS) in AL, FL, GA, NC, SC or HI. In these states similar products may be available through other providers but terms will differ from TFS products. Please see your local Toyota dealer in those states for further details.

Credit Disability insurance is underwritten in the state of New York by Transamerica Financial Life Insurance Company (Home Office - Purchase, New York). In all other states, it is underwritten by Monumental Life Insurance Company (Home Office - Baltimore, MD) or Transamerica Life Insurance Company (Home Office - Cedar Rapids, IA).

This is a general description of credit insurance and not a solicitation. Exclusions and limitations apply. You will receive a certificate of insurance describing the coverage.

* Credit insurance is voluntary and may be cancelled at any time.